Project Update

Dutch companies help elderly live longer independently

2016-Logo-TOM-gj ONVZ Health Insurance collaborates with, Nutricia, Philips, PostNL and VeiligheidNL to implement an innovative project to prevent elderly from falling. The project is called (TOM; ‘Thuis Onbezorgd Mobiel’) and its goal is to make it possible that elderly live longer at home independently.

The impact of falling is hugely underestimated. Falling is a Tipping Point (a critical indicator in an evolving situation that often leads to a new and irreversible development). Additionally, in 2016 every five minutes a person older than 65 ended up in a dutch emergency room after a fall.

A combination of proven measures is brought into practise:

  • A wearable is given to track mobility (a mobility monitor)
  • A physical training based on muscle strength, balance and coordination
  • Personal attention and social support is given every fortnight by Care Consultants
  • If needed special additional nutrition will be given

The project starts in Best (Brabant) in cooperation with local parties, such as members of the elderly association, physiotherapists, dietitians and schools. Later in 2017 the project will expand to three other communities. More information can be found here.

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Insurance

Health Insurance Premiums Rise

People traditionally speak out against the ‘high’ cost of health insurance at the end of every year.  But it is unclear to many why the average health insurance  in the Netherlands rose this year with approximately €10 per month. This video (start at 1:08) explains why the health insurance premium increased at ONVZ Health Insurance. Apart from the possibility to implement new (cost-reducing) innovations in health care there are three reasons why the insurance premium rose this year:

  • The demographic of the Netherlands country (the average age is still growing – and an older population tends to consume more health care)
  • The legal required insured care increased (more insured care results in a more comprehensive care package and therefore in a higher price for the insurance)
  • The extra buffer the insurance company have next to the capital buffer shrunk (last year the insurance companies reduced their buffers in favour of their clients – this year the buffers aren’t high enough to compensate for the increased health care prices)
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